Tag Archive for: ryzyko kredytowe

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Analiza raportu BIK

Ocena i analiza raportu BIK (Biuro Informacji Kredytowej) jest pierwszym krokiem wykonywanym przez bank podczas procesu kredytowego. Trzeba mieć świadomość, że bank minimalizuje swoje ryzyko i zależy mu, aby kredytobiorca spłacił dług. Nic dziwnego, że dokładnie sprawdza naszą sytuację finansową. Analiza raportu BIK jest pierwszym etapem. Wpływa ona znacząco na ostateczną decyzję oraz warunki, jakie zostaną nam zaoferowane.Warto zatem pobrać i przeanalizować raport BIK samemu, zanim złożymy wniosek kredytowy. Czytaj dalej

16 sierpnia 2018/Autor Malwina Lis

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Analiza raportu BIK

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